Aiful Corporation (8515) Stock Forecast & Analysis

Real-time stock price, financial statements, consensus target price, insider trading, and technical analysis for Aiful Corporation (8515:JPX), powered by AI.

Current Price
¥453
P/E Ratio
9.7
Market Cap
217.4B
Sector
Financial Services
What is the Aiful Corporation stock price forecast?

Aiful Corporation is currently trading at ¥453. View real-time AI analysis on Alpha Lenz.

What is Aiful Corporation insider trading activity?

View the latest insider trading data for Aiful Corporation on Alpha Lenz.

What is Aiful Corporation's P/E ratio?

Aiful Corporation's P/E ratio is 9.7.

Aiful Corporation

JPX · 8515
¥453-4(-0.88%)Market closedJPX regular session 09:00–15:00 JST
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Alpha Chat Insight

Aiful Corporation trades at a P/E of 9.7 (undervalued) with solid ROE of 10.8%. 3Y revenue CAGR of 12.7% highlights clear growth momentum.

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Company Overview

Aiful Corporation is a significant player in Japan's consumer finance industry, primarily focused on providing unsecured loans to individuals. Established in 1967, Aiful has evolved into one of the largest consumer finance companies in Japan, catering to the financial needs of a diverse clientele. The company's core purpose is to facilitate personal lending, thereby enabling consumers to manage their finances, undertake personal projects, or navigate unexpected expenses. Aiful distinguishes itself through its user-friendly loan application process and quick disbursement, ensuring a seamless customer experience. Additionally, Aiful offers various financial products such as credit cards and installment sales finance, broadening its impact across the personal finance sector. In the Japanese financial market, Aiful is notably recognized for adapting to regulatory changes and maintaining risk management practices, contributing to its stability and reputation. With its headquarters located in Kyoto, Aiful continues to play a pivotal role in the consumer finance landscape of Japan, connecting individuals and financial resources efficiently.

CEOMr. Mitsuhide Fukuda
SectorFinancial Services
IndustryCredit Services
Employees5,122

Company Statistics

FY 2025

Profile

¥217,432,274,538Market Cap
¥189,050,000,000Revenue
0.00Shares Out
5,122Employees

Margins

94.78%Gross
17.06%EBITDA
13.38%Operating
12.82%Pre-Tax
11.68%Net

Valuation

9.66P/E
1.00P/B
1.15EV/Sales
29.46EV/EBITDA
-2.01P/FCF

Growth (CAGR)

12.69%Rev 3Yr
8.28%Rev 5Yr
31.04%Op Inc 3Yr
71.96%Op Inc 5Yr
19.22%Net Inc 3Yr
136.27%Net Inc 5Yr

Returns

1.63%ROA
10.83%ROE
1.86%ROIC

Financial Health

¥60,608,000,000Cash & Cash Equivalents
¥1,166,449,000,000Net Debt
554.24%Debt/Equity
N/AInterest Cov

Frequently Asked Questions

Aiful Corporation (ticker: 8515) is a company listed on JPX in the Financial Services sector (Credit Services). It has approximately 5,122 employees. Market cap is $217.4B.

The current price is 453 with a P/E ratio of 9.66x and P/B of 1x.

ROE is 10.83% and operating margin is 13.38%. Annual revenue is $189.1B.

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Aiful Corporation (8515) Stock Forecast 2026 ¥453 — Price, Financials & Analyst Targets | Alpha Lenz