Change Holdings Inc. (3962) Stock Forecast & Analysis

Real-time stock price, financial statements, consensus target price, insider trading, and technical analysis for Change Holdings Inc. (3962:JPX), powered by AI.

Current Price
¥942
P/E Ratio
8.8
Market Cap
66.0B
Sector
Technology
What is the Change Holdings Inc. stock price forecast?

Change Holdings Inc. is currently trading at ¥942. View real-time AI analysis on Alpha Lenz.

What is Change Holdings Inc. insider trading activity?

View the latest insider trading data for Change Holdings Inc. on Alpha Lenz.

What is Change Holdings Inc.'s P/E ratio?

Change Holdings Inc.'s P/E ratio is 8.8.

Change Holdings Inc.

JPX · 3962
¥942+14(+1.51%)Market closedJPX regular session 09:00–15:00 JST
Ask about Change Holdings Inc.'s future dividend policy...
Alpha Chat Insight

Change Holdings Inc. trades at a P/E of 8.8 (undervalued) with strong ROE of 18.7%. Operating margin of 27.1% indicates strong profitability.

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Company Overview

Change Holdings Inc. is a prominent player in the diversified finance sector, specializing in financial services that include credit-related businesses. The company's primary function is to provide a comprehensive range of credit facilities and financial products, including consumer loans, business loans, and financial leasing, thereby catering to both individual and corporate clients. Notable for its innovative approach to financial services, Change Holdings Inc. integrates advanced technology into its operations to enhance customer experience and optimize service delivery. This incorporation of technology allows for quicker decision-making processes and the ability to tailor financial solutions to meet specific client needs efficiently. In the financial market, Change Holdings Inc. plays a vital role by supporting economic growth through the provision of essential credit services, facilitating liquidity, and enabling investments. As a testament to its adaptability and resilience in the financial landscape, the company's offerings are pivotal in regions characterized by dynamic economic developments and a growing demand for comprehensive financial solutions.

CEOMr. Tomohiro Noda
SectorTechnology
IndustryInformation Technology Services
Employees1,448

Company Statistics

FY 2025

Profile

¥66,007,480,170Market Cap
¥46,387,000,000Revenue
0.00Shares Out
1,448Employees

Margins

55.81%Gross
32.66%EBITDA
27.06%Operating
27.48%Pre-Tax
17.27%Net

Valuation

8.76P/E
1.60P/B
1.42EV/Sales
5.20EV/EBITDA
9.67P/FCF

Growth (CAGR)

N/ARev 3Yr
34.49%Rev 5Yr
N/AOp Inc 3Yr
24.46%Op Inc 5Yr
N/ANet Inc 3Yr
23.65%Net Inc 5Yr

Returns

8.07%ROA
18.66%ROE
13.63%ROIC

Financial Health

¥30,185,000,000Cash & Cash Equivalents
¥24,932,000,000Net Debt
110.96%Debt/Equity
N/AInterest Cov

Frequently Asked Questions

Change Holdings Inc. (ticker: 3962) is a company listed on JPX in the Technology sector (Information Technology Services). It has approximately 1,448 employees. Market cap is $66.0B.

The current price is 942 with a P/E ratio of 8.76x and P/B of 1.6x.

ROE is 18.66% and operating margin is 27.06%. Annual revenue is $46.4B.

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Change Holdings Inc. (3962) Stock Forecast 2026 ¥942 — Price, Financials & Analyst Targets | Alpha Lenz