Citizens Financial Services Inc. (CZFS) Stock Forecast & Analysis

Real-time stock price, financial statements, consensus target price, insider trading, and technical analysis for Citizens Financial Services Inc. (CZFS:NASDAQ), powered by AI.

Current Price
$69.65
P/E Ratio
9.1
Market Cap
334M
Sector
Financial Services
What is the Citizens Financial Services Inc. stock price forecast?

Citizens Financial Services Inc. is currently trading at $69.65. View real-time AI analysis on Alpha Lenz.

What is Citizens Financial Services Inc. insider trading activity?

View the latest insider trading data for Citizens Financial Services Inc. on Alpha Lenz.

What is Citizens Financial Services Inc.'s P/E ratio?

Citizens Financial Services Inc.'s P/E ratio is 9.1.

Citizens Financial Services Inc.

NASDAQ · CZFS
$69.65+1.93(+2.85%)Pre-marketNASDAQ regular session 09:30–16:00 ET
Ask about Citizens Financial Services Inc.'s future dividend policy...
Alpha Chat Insight

Citizens Financial Services Inc. trades at a P/E of 9.1 (undervalued) with solid ROE of 11.5%. 3Y revenue CAGR of 11.1% highlights clear growth momentum.

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Company Overview

Citizens Financial Services Inc. is a publicly traded bank holding company that primarily provides a full range of banking and financial services to individual consumers, small businesses, and larger commercial entities. As a financial institution, its core function is to offer products such as commercial loans, mortgages, consumer loans, and deposit accounts. Additionally, Citizens Financial Services delivers wealth management and investment advisory services, making it a versatile participant in the financial market. Operating mainly within regional markets, the company plays a critical role in supporting local economies by facilitating access to credit and financial services. Its impact extends into industries like real estate, retail, and small business sectors, where financing and transactional support are essential for growth and sustainability. Citizens Financial Services Inc. is of significant interest within its sector, contributing to the dynamics of regional financial stability and servicing communities with traditional and digital banking solutions. With a history rooted in dependable financial provision, it continues to adapt to evolving market needs, demonstrating resilience and relevance in the ever-changing landscape of the banking industry.

CEOMr. Randall E. Black
SectorFinancial Services
IndustryBanks - Regional
Employees380

Company Statistics

FY 2025

Profile

$334.15MMarket Cap
$112.34MRevenue
0.00Shares Out
380Employees

Margins

N/AGross
N/AEBITDA
N/AOperating
40.27%Pre-Tax
32.55%Net

Valuation

9.14P/E
0.99P/B
2.97EV/Sales
280.41EV/EBITDA
9.48P/FCF

Growth (CAGR)

11.12%Rev 3Yr
8.82%Rev 5Yr
N/AOp Inc 3Yr
N/AOp Inc 5Yr
7.97%Net Inc 3Yr
7.82%Net Inc 5Yr

Returns

1.20%ROA
11.47%ROE
N/AROIC

Financial Health

$38.11MCash & Cash Equivalents
$2.69BNet Debt
806.54%Debt/Equity
N/AInterest Cov

Frequently Asked Questions

Citizens Financial Services Inc. (ticker: CZFS) is a company listed on NASDAQ in the Financial Services sector (Banks - Regional). It has approximately 380 employees. Market cap is $334M.

The current price is $69.65 with a P/E ratio of 9.14x and P/B of 0.99x.

ROE is 11.47%. Annual revenue is $112M.

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Citizens Financial Services Inc. (CZFS) Stock Forecast 2026 $69.65 — Price, Financials & Analyst Targets | Alpha Lenz