Citizens & Northern Corporation (CZNC) Stock Forecast & Analysis

Real-time stock price, financial statements, consensus target price, insider trading, and technical analysis for Citizens & Northern Corporation (CZNC:NASDAQ), powered by AI.

Current Price
$22.06
P/E Ratio
15.0
Market Cap
352M
Sector
Financial Services
What is the Citizens & Northern Corporation stock price forecast?

Citizens & Northern Corporation is currently trading at $22.06. View real-time AI analysis on Alpha Lenz.

What is Citizens & Northern Corporation insider trading activity?

View the latest insider trading data for Citizens & Northern Corporation on Alpha Lenz.

What is Citizens & Northern Corporation's P/E ratio?

Citizens & Northern Corporation's P/E ratio is 15.0.

Citizens & Northern Corporation

NASDAQ · CZNC
$22.06+0.18(+0.82%)Pre-marketNASDAQ regular session 09:30–16:00 ET
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Alpha Chat Insight

Citizens & Northern Corporation trades at a P/E of 15.0 (fair value) with modest ROE of 7.6%.

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Company Overview

Citizens & Northern Corporation is a bank holding company primarily engaged in offering a comprehensive suite of financial services through its subsidiary, Citizens & Northern Bank. The corporation’s primary function is to facilitate banking operations that include personal and business banking, wealth management, and lending solutions. Serving the communities in Pennsylvania and New York, it provides vital financial support to both retail and commercial customers. Key features of Citizens & Northern Corporation include personalized relationship banking, competitive interest rates, and a focus on customer-centric service delivery. By maintaining a robust local presence, the corporation plays a significant role in fostering regional economic development. Its services impact various sectors by providing necessary financial instruments for businesses to thrive and individuals to manage their finances effectively. Established in 1864, Citizens & Northern Corporation has maintained a significant presence in the financial market by embracing both traditional banking values and modern financial innovations.

CEOMr. J. Bradley Scovill
SectorFinancial Services
IndustryBanks - Regional
Employees386

Company Statistics

FY 2025

Profile

$351.85MMarket Cap
$120.84MRevenue
0.00Shares Out
386Employees

Margins

N/AGross
N/AEBITDA
N/AOperating
23.70%Pre-Tax
19.39%Net

Valuation

15.02P/E
1.03P/B
2.91EV/Sales
208.91EV/EBITDA
11.69P/FCF

Growth (CAGR)

4.48%Rev 3Yr
5.87%Rev 5Yr
N/AOp Inc 3Yr
N/AOp Inc 5Yr
-4.17%Net Inc 3Yr
4.04%Net Inc 5Yr

Returns

0.82%ROA
7.59%ROE
N/AROIC

Financial Health

$46.06MCash & Cash Equivalents
$2.74BNet Debt
816.69%Debt/Equity
N/AInterest Cov

Frequently Asked Questions

Citizens & Northern Corporation (ticker: CZNC) is a company listed on NASDAQ in the Financial Services sector (Banks - Regional). It has approximately 386 employees. Market cap is $352M.

The current price is $22.06 with a P/E ratio of 15.02x and P/B of 1.03x.

ROE is 7.59%. Annual revenue is $121M.

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Citizens & Northern Corporation (CZNC) Stock Forecast 2026 $22.06 — Price, Financials & Analyst Targets | Alpha Lenz