Commercial Bancgroup, Inc.

Commercial Bancgroup, Inc. is a regional bank holding company headquartered in Harrogate, Tennessee. Through its principal subsidiary, Commercial Bank, the institution provides a comprehensive suite of banking and financial services to both individuals and businesses. Its primary markets span Kentucky, North Carolina, and Tennessee, notably serving the Nashville, Knoxville, and Tri-Cities metropolitan areas along with a network of 34 banking offices and one loan production office. The company’s offerings encompass traditional deposit accounts, commercial and consumer loans—including real estate lending—personal credit cards, business checking, remote deposit capture, and digital banking solutions. Founded in 1975, Commercial Bancgroup, Inc. has expanded its presence as an important community-based financial institution, holding $2.3 billion in consolidated assets and maintaining approximately $1.8 billion in loans and $1.9 billion in deposits as of mid-2025. The company plays a vital role in regional economic development by supporting local households and businesses with credit and depository services. As a financial holding company, it adheres to prudent banking practices, evident in its strong net interest margin and well-managed loan portfolio. Commercial Bancgroup holds a meaningful position among regional banks, impacting economic growth in the communities it serves.