United Security Bancshares Inc. (UBFO) Stock Forecast & Analysis

Real-time stock price, financial statements, consensus target price, insider trading, and technical analysis for United Security Bancshares Inc. (UBFO:NASDAQ), powered by AI.

Current Price
$10.51
P/E Ratio
12.2
Market Cap
181M
Sector
Financial Services
What is the United Security Bancshares Inc. stock price forecast?

United Security Bancshares Inc. is currently trading at $10.51. View real-time AI analysis on Alpha Lenz.

What is United Security Bancshares Inc. insider trading activity?

View the latest insider trading data for United Security Bancshares Inc. on Alpha Lenz.

What is United Security Bancshares Inc.'s P/E ratio?

United Security Bancshares Inc.'s P/E ratio is 12.2.

United Security Bancshares Inc.

NASDAQ · UBFO
$10.51+0.00(+0.00%)Pre-marketNASDAQ regular session 09:30–16:00 ET
Ask about United Security Bancshares Inc.'s future dividend policy...
Alpha Chat Insight

United Security Bancshares Inc. trades at a P/E of 12.2 (undervalued) with solid ROE of 11.7%.

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Company Overview

United Security Bancshares, Inc. operates as a bank holding company headquartered in Fresno, California. The company's primary function is to provide a range of financial services through its subsidiary, United Security Bank. Its offerings include personal and business banking solutions, such as checking and savings accounts, loans, mortgage products, and financial advisory services. United Security Bancshares is particularly active in serving small to mid-sized businesses, as well as individual clients, within its regional market. The bank plays a crucial role in fostering economic development in the local communities of California's Central Valley. By catering to businesses and agribusiness enterprises, United Security Bancshares significantly impacts sectors like agriculture, real estate, and commercial development. It specializes in tailoring its financial products to the needs of these industries, thereby supporting local economic growth and sustainability. In the financial market, United Security Bancshares is recognized for its solid regional presence and commitment to personalized banking. Its strategic focus on community engagement and customer-oriented services makes it a significant player in regional banking, while contributing to the financial ecosystem of the areas it serves.

CEOMr. Dennis R. Woods M.D.
SectorFinancial Services
IndustryBanks - Regional
Employees114

Company Statistics

FY 2024

Profile

$180.65MMarket Cap
$51.56MRevenue
0.00Shares Out
114Employees

Margins

N/AGross
N/AEBITDA
N/AOperating
39.41%Pre-Tax
28.67%Net

Valuation

12.22P/E
1.39P/B
3.50EV/Sales
65.80EV/EBITDA
9.71P/FCF

Growth (CAGR)

9.80%Rev 3Yr
3.65%Rev 5Yr
N/AOp Inc 3Yr
N/AOp Inc 5Yr
13.55%Net Inc 3Yr
-0.52%Net Inc 5Yr

Returns

1.22%ROA
11.69%ROE
N/AROIC

Financial Health

$56.21MCash & Cash Equivalents
$1.03BNet Debt
829.50%Debt/Equity
N/AInterest Cov

Frequently Asked Questions

United Security Bancshares Inc. (ticker: UBFO) is a company listed on NASDAQ in the Financial Services sector (Banks - Regional). It has approximately 114 employees. Market cap is $181M.

The current price is $10.51 with a P/E ratio of 12.22x and P/B of 1.39x.

ROE is 11.69%. Annual revenue is $52M.

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United Security Bancshares Inc. (UBFO) Stock Forecast 2026 $10.51 — Price, Financials & Analyst Targets | Alpha Lenz