센트럴저축은행

비상장계속사업자

CENTRAL.S.B

최철훈

Investment Review Report

Auto-filled from disclosures & public data + AI-drafted analysis. Edit, then export to PDF/DOCX.

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1.Deal Terms

2.Valuation / Exit Assumptions

Exit Scenarios100M KRW

3.Fund Eligibility

Fund mandate eligibility — no data, enter manually

Enter fund mandate requirements and applicability (Y/N) to include a table in the report.

4.Capital Changes

Not in DART — enter capital-raise history manually

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5.Stock Options

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6.Investment Highlights

AI draft — editable

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7.Investment Risks

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8.Market Analysis

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9.Business Analysis

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10.Conclusion (Investment Opinion)

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11.P&L Projection

Analyst estimates, manual entry (100M KRW). Generates a trend chart & table.

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Investment Review Report

센트럴저축은행

Business Reg. No. 4088105101 · CEO 최철훈

I.Investment Overview

Target센트럴저축은행 (4088105101)
Investment
Post-deal stake
ValuationPre — / Post —

II.Investment Highlights

No investment highlights written yet.

III.Investment Risks

No risks written yet.

IV.Company Profile

회사명센트럴저축은행
영문명CENTRAL.S.B
대표자최철훈
사업자등록번호4088105101
법인등록번호2001110000699
설립일1972.07.07
종업원수16명

V.Workforce

16

Current headcount · 2026.06 as of

VI.Financial Summary

Per DART disclosure · in 억/만원 (KRW)

Financial trend (100M KRW)

매출액100M KRW66.1202172.62022101.1202387.8202483.12025
영업이익100M KRW17.6202112.8202213.920239.9202422.72025
순이익100M KRW14.1202110.2202211.320238.1202417.52025
Item20252024202320222021
자산총계1,294.6억원1,332.7억원1,524.2억원1,545.6억원1,442.5억원
부채총계937억원1,001.5억원1,199.5억원1,234억원1,137.7억원
자본총계357.6억원331.1억원324.6억원311.5억원304.8억원
매출액83.1억원87.8억원101.1억원72.6억원66.1억원
영업이익22.7억원9.9억원13.9억원12.8억원17.6억원
순이익17.5억원8.1억원11.3억원10.2억원14.1억원

VII.Financial Ratios

FY2025 basis

27.26%

영업이익률

21.09%

순이익률

1.35%

ROA

4.9%

ROE

262.02%

부채비율

27.62%

자기자본비율

VIII.Valuation & Exit Plan

Exit valuation
Holding period5y
Enter exit assumptions (investment, stake, exit valuation, period) to see MOIC·IRR.

This report compiles disclosure & public data and AI-drafts some sections as a research aid. It is not investment advice; the user bears final responsibility for facts and investment decisions.

센트럴저축은행 투심보고서 | Alpha Lenz