Equifax Inc.

Equifax Inc. is a leading data, analytics, and technology company specializing in consumer credit reporting and workforce solutions. Founded in 1899 and headquartered in Atlanta, Equifax is recognized as one of the three major credit bureaus in the United States, alongside Experian and TransUnion. The company's core business involves collecting and aggregating information on hundreds of millions of consumers and businesses worldwide, making its credit data essential for lenders, financial institutions, and employers assessing credit risk and verifying identities. Equifax operates through several segments, including U.S. Information Solutions, which provides credit and identity management services; Workforce Solutions, offering employment and income verification as well as HR outsourcing; and its International division, serving clients across the Americas, Europe, and Asia Pacific. The firm plays a vital role in financial markets by facilitating reliable credit decisions, enabling access to credit, and supporting regulatory compliance for clients across banking, mortgage, automotive, and public sectors. Equifax’s services are fundamental to the functioning of modern consumer finance, credit markets, and employment verification systems.