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Financial Services · Credit Services

Synchrony Financial

SYFNYSE$73.64−$1.45 (−1.93%)Market closed

Price Chart

Daily

Key facts

Market Cap
$24.40B
P/E
7.7x
P/B
1.62x
ROE
21.3%

Synchrony Financial

Financial Services · Credit Services · FY 2025

Synchrony Financial is a consumer financial services company primarily focused on providing private-label credit cards. It serves as a key partner to a variety of retailers, manufacturers, and healthcare providers, enabling them to offer customized credit solutions to their customers. Synchrony Financial's products extend beyond credit cards to include promotional financing, installment lending, and loyalty programs, often aimed at enhancing customer retention and satisfaction for its partners. The company plays a significant role in industries such as retail, health and wellness, automotive, and home, where it provides targeted financial solutions that are integrated into the point of sale. This integration makes Synchrony a crucial player in consumer finance, as it supports both businesses and consumers through flexible payment options. Headquartered in Stamford, Connecticut, Synchrony Financial was established in 2003. It is a major issuer of private-label credit cards in the United States, contributing to the retail sector's growth by empowering consumers to make purchases and manage payments over time. The company's financial products are influential in promoting accessible credit, supporting economic activity, and fostering customer loyalty within numerous commercial sectors.

CEO
Mr. Brian D. Doubles
Employees
20,000

Company Statistics

Valuation

P/E
7.7x
P/B
1.62x
P/S
1.82x
EV/EBITDA
53.4x
P/FCF
2.8x

Margins

Gross
—
EBITDA
—
Operating
—
Pre-Tax
30.8%
Net
23.7%

Returns

ROA
3.0%
ROE
21.3%
ROIC
—

Growth (CAGR)

Rev 3Yr
8.7%
Rev 5Yr
6.1%
Op Inc 3Yr
—
Net Inc 3Yr
5.6%

Financial Health

Cash & Cash Equivalents
$14.97B
Net Debt
$87.36B
Debt/Equity
610.3%
Interest Cov
—

Profile

Revenue
$14.98B
Shares Out
—
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Synchrony Financial (SYF) Stock Forecast 2026 $73.64 — Price, Financials & Analyst Targets | AlphaLenz